Tuesday, September 3, 2013

Our Kitsap Biz Directory
Blogspot Feature:  Commercial Lender-Debi Brooks-Givens of Columbia Bank
Interview by Sheryl Kenney

Over the past couple of years as the real estate market has been recovering, we have seen Silverdale grow and office space and business vacancies decline. Many major retailers have come to Silverdale- the Commercial center for Kitsap County. Among the retailers, we have Trader Joes, Panera Bread, Costco, etc. and in October, REI will be opening. Attracting new business to Kitsap is a good sign for us of an improving economy.  

Commercial real estate is the sector of real estate that includes retail, industrial, office building or large scale multi-family communities. Some of the phases of commercial real estate include development, construction, leasing, management and brokerage.
Diner Sign And Downtown Frontage Royalty Free Stock Image - Image: 29058616
I had the opportunity recently to speak with one of Kitsap County’s premier Commercial lenders, Debi
Brooks-Givens of Columbia Bank. www.columbiabank.com

Debi’s forte’ is helping our commercial sector. She makes business loans, home equity loans, personal loans, lines of credit, and many sizes of commercial loans- anything over 4 units to several million dollars.  As a Commercial lender, she has facilitated nearly everything. 

Her Background: Debi credits great mentors with her growth in the industry.  Debi began her career in Marketing and Sales, then joined the Banking industry 24 years ago. She first starting off processing credit cards and then joined Loan Review / Special Assets departments moving through Portfolio Management and Correspondent Banking before arriving in Commercial Lending. She started at Puget Sound Bank in Tacoma, which was purchased by Key Bank and eventually moved to American Marine Bank (closer to home) which was acquired by Columbia Bank, where she works today.

Her Unique Skills: Debi is known for her listening skills.  She thinks outside of the box.  Her clients may start off not knowing exactly what their need is, but she listens well and is a problem solver with a wealth of information. Sometimes she sees that she needs to recommend a new avenue for a start- up business, or recommends speaking with a CPA because of certain tax consequences in a particular business plan.  Debi’s diverse experience and wisdom with various situations enables her to come up with creative solutions to situations. She asks the unique questions.  Her interest and help has been the key to her clients trust and growth of her business.  She goes the extra mile for her customers and that makes all the difference. 
If you need a Commercial lender, stop in to see Debi and talk to her about your plans.  It could make all the difference for you.  
Sincerely, Sheryl  

Debi Brooks-Givens
Commercial Banking Officer
Silverdale Branch  360-662-8217